My sister has a house with her name only on the title and a home equity loan with a line of credit. Now, she wants to add myself and my brother to the title only and it will be a Joint Tenancy Title. My brother feels that if I am listed on the title that it will cause the loan to be called due Read more ...
Posts Tagged ‘existing’
Can someone add names to a home title without it causing an existing home equity loan to be called due?
December 13th, 2011 
Loans How can I refinance my mortgage when the existing loan in greater than 90% of the value?
December 1st, 2011 Loans It doesn't seem lower interest rates do the majority of people any good, as mortgages already greater than 90% of the appraised value can't be refinanced (even if refinancing for the same amount!) How does this help people who's home value has dropped with the market and are struggling to make Read more ...
Can your collateral payment for a new home loan equal your outstanding debt on your existing auto loan?
October 25th, 2011 Loans Say you are financing your car and still owe $10K on that auto loan. You also have $10K in your savings account will a/the bank accept your $10K savings as collateral for a new home loan? Read more ...
Posted in Loans 
Tags: Auto, collateral, Debt, Equal, existing, Home, Loan, outstanding, Payment 
3 Comments »Can I transfer an existing home equity loan, attached to my current residence to a new residence?
October 8th, 2011 Loans I took a home equity loan out a while ago and in this market, my equity has dropped considerably. If I were to sell my home, I could pay off my 1st mortgage, but I'd still have a balance of about $30,000-$50,000 on the 2nd mortgage. Do lenders transfer 2nd mortgages to a new home? Read more ...
Is there a way to negotiate a lower interest rate on existing credit cards?
October 1st, 2011 Loans Has anyone ever negotiated a lower interest rate on an existing credit card? I have paid down all my cards and my credit has since gotten better. I still have these ridiculously high rates (like 20% and higher). I do not want to open new cards with lower interest rates because then I will lose Read more ...
Will the proposed credit card reform affect existing credit card debt and high interest rates?
September 27th, 2011 Loans I was wondering if the Credit card reform bill that's been making its way through the House and Senate will help people who already have high interest credit card debts? Is it going to be retroactive, or is it simply to help protect future credit card users, not those with current credit Read more ...
Sample letter to the bank request them to reduce interest rate on existing loan?
September 26th, 2011 Loans Wanted to write letter to the bank to give me consideration to lower the interest rate on my existing bank loan Read more ...
Can I get a lower interest rate on an existing car loan?
September 14th, 2011 Loans I purchased a new car approximately 6 months ago. My payments are always on time so is it possible to get the bank to lower the interest rate I'm presently paying on the loan? Please help me! Read more ...
help with existing school loans how to find $$ to pay off.?
September 12th, 2011 Loans I need $$ to pay off my school loans, i am not one of the lucky ones that receives grants, scholarships, $ from parents etc, i had to do this all on my own so i am looking for a way to get some help paying for my loans thanks for that, i have fed loans and private loans thru sallie mae and Read more ...
Start a New Recession-Proof Business or Build your Existing Business!
September 7th, 2011 Loans Do you want to start your own proven cashflow business opportunity or Build your existing Business? We can help! Franchises available. Start a New Recession-Proof Business or Build your Existing Business! Read more ...
