Not a lot of people are aware that you can now get 72 month auto loans. Is it a good idea? 72 months. 6 years. It may seem like a long time, but for some people that are wanting a car and are trying to keep their budget in line this may work for them. A 6 year loan will typically have a higher rate than a 5 year, but a 3 year has a lower rate than a 5. Yet it seems that few actually take 3 year loans. Why is that? It comes down to the amount of affordability that surrounds the monthly payments. A 5 years loan will cost loss every month in payments. And so in getting the 5 year loan that car owner convinces themselves that they had afford a more expensive car.Should I consider 72 month auto loans? It depends on what you are intending to do with the vehicle. As in how long you plan on keeping it. Many people trade in their car after 3 years so a 72 month auto loan would not work for them and it would be costly to trade and well as being expensive as the loan would need to be refinanced. Then again, if you are the kind of person that wants to keep the vehicles for 5 or more years then a 6 years loan would be a more affordable consideration. What are the downfalls? The longer the loan is, then the longer it takes to pay it off and you run into the risk of owing more on the car than what it is worth. You also will generally pay a higher interest rate that 60 months. However, if you do intend to keep your vehicle for more than 6 years, and the $100 a month makes that big of a ...

Opening a new credit card or taking a new loan will usually improve your credit score. But sometimes that can backfire, making your score worse than it was before.

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It cannot be accepted that those that chose to commit to mortgages that were literally impossible for them to pay be rewarded. How can democrats not see the problem with this?
Khefri though I agree with you in some ways, I have to disagree in the sense that the people who CHOSE to live beyonds their means should be held accountable. If a car dealer convices me I can afford a ferrari and I'm stupid enough to believe it it is my fault.

We live in California and want to know about each state. Mostly Florida and California.

I'm looking at a short sale that needs some work. Is there a mortgage that you can take out that will factor the money for these repairs in, assuming the final product worth the total mortgage?

I called the Natick police to report 200 stolen VISA and Mastercards. But they said it was out of thier jurisdiction and would not do anything. They said call the Attorney General.. so I did.. but could not get a human to answer the phone. So I sent an anonamouse email to the site.